Raising Children With Financial Peace

AA: (during a Dave Ramsey talk show) Momma, are we debt free?

Sadly, no honey.

AA: So we have debt?

Yes honey.

AA: Mommy, what does borrowing mean?

It means that if you want to buy a book that costs $5, but you only have $1 you goto the bank and ask to BORROW $4. And even though they give you $4, you have to pay them back (that is why it is called BORROWING) with what is called interest. Sometimes the interest is high. So you borrow $4 from the bank, but you have to pay them back $8. And if you don't pay them back in a certain amount of time, they can add more and more money that you have to give them back.

AA: Well if you had $8 you wouldn't have to do that, you could just buy the book.

That is right, but what if you don't have $8?

AA: You save up for it!

WOOHOO!!! Dave Ramsey is having an affect on our children. I think Dave Ramsey needs to have a show where parents can call in when their children are getting it and instead of screaming WE'RE DEBT FREE we can scream WE'RE CHANGING OUR FAMILY TREE!!!! :)

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Three things I am thankful for:
*a daughter who strives to please us (and I pray that she will desire to please the Lord above all and not allow her desire to please to allow her to be used or for wrongdoing)
*the ability and desire to learn and to change
*pizza (they don't all have to be deep do they?) LOL!!! :) YUMMO!!!