This is just a small excerpt from a letter I got from Cat (Making It Home Magazine). If you do not belong to her yahoo group, I HIGHLY suggest you join!!
What are the fruits of the Spirit?
Love, joy, peace, patience, kindness, goodness, faithfulness, gentleness and
Love what you have already. If you do this you will not require more or
Joy in that you have so many blessings in your life that you can share it
with others. Don't take the joy out of your life because you are a slave to
your credit card.
Peace of mind when going to the mailbox not worrying about opening up a
credit card bill.
Patience in waiting to get what you want but only when you have the cash to
purchase that item. Patience in knowing that maybe by the time you do have
the cash to buy...you many not really want it.
Kindness to be able to share and bless others with your time...not your
Goodness in being "able" to help and provide for the needs of others.
Faithfulness - are you being faithful in what God has given you? Are you
tithing? No? Why? Because you can't even meet your own bills and if you were
to tithe well...that would really put you out. What does God say about
tithing? What does God say about His being faithful to you when you do what He
has asked of you? Do you not have enough faith in Him to know that He will
see you through? Faithfulness in paying what you owe to others and seeing to
it that you pay them in a timely and God honoring manner.
Gentleness in how you spend your money.
Self-control is not just buying what you see but waiting. Self-control is
thinking purchases through before just allowing the impulse to take over. We
can see what little self-control we have when we open up our checkbooks or
when we look over our credit card statements.